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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,012 | $154,228-30.6% | $145,433-26.4% | $137,256-22.0% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 24.56% | 74.59%-50.0pp | 66.58%-42.0pp | 220.34%-195.8pp |
| Employer contribution / active EE | $21,808 | $4,804+354.0% | $4,554+378.8% | $4,156+424.7% |
| Participant deferral / active EE | $20,043 | $8,216+143.9% | $7,897+153.8% | $6,407+212.8% |
| Admin fee / account holder | $571 | $14,344-96.0% | $13,129-95.7% | $12,270-95.3% |