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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,103 | $169,361+18.7% | $129,397+55.4% | $145,877+37.9% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 17.38% | 14395.54%-14378.2pp | 9453.98%-9436.6pp | 551.28%-533.9pp |
| Employer contribution / active EE | $0 | $5,542-100.0% | $4,154-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $34,511 | $4,987+591.9% | $4,167+728.1% | $6,691+415.8% |
| Admin fee / account holder | $333 | $9,903-96.6% | $7,679-95.7% | $13,402-97.5% |