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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $201,103 | $169,161+18.9% | $129,295+55.5% | $145,959+37.8% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 17.38% | 14348.07%-14330.7pp | 9429.28%-9411.9pp | 561.95%-544.6pp |
| Employer contribution / active EE | $0 | $5,543-100.0% | $4,157-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $34,511 | $4,989+591.7% | $4,169+727.7% | $6,689+416.0% |
| Admin fee / account holder | $333 | $9,878-96.6% | $7,665-95.7% | $13,398-97.5% |