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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,692 | $117,859-45.1% | $102,438-36.8% | $145,959-55.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 68.96% | 31.72%+37.2pp | 29.37%+39.6pp | 561.95%-493.0pp |
| Employer contribution / active EE | $2,958 | $3,615-18.2% | $3,024-2.2% | $4,661-36.5% |
| Participant deferral / active EE | $4,888 | $5,732-14.7% | $5,054-3.3% | $6,689-26.9% |
| Admin fee / account holder | $3,587 | $13,318-73.1% | $9,448-62.0% | $13,398-73.2% |