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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,692 | $117,895-45.1% | $102,460-36.9% | $145,897-55.7% |
| Participation rate | 100.0% | 78.6%+21.4pp | 76.5%+23.5pp | 80.3%+19.7pp |
| Annual return | 68.96% | 31.92%+37.0pp | 29.47%+39.5pp | 552.29%-483.3pp |
| Employer contribution / active EE | $2,958 | $3,619-18.3% | $3,025-2.2% | $4,663-36.6% |
| Participant deferral / active EE | $4,888 | $5,736-14.8% | $5,056-3.3% | $6,689-26.9% |
| Admin fee / account holder | $3,587 | $13,353-73.1% | $9,460-62.1% | $13,390-73.2% |