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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,093 | $71,197-38.1% | $93,669-52.9% | $80,925-45.5% |
| Participation rate | 54.1% | 60.4%-6.3pp | 68.7%-14.7pp | 67.7%-13.6pp |
| Annual return | 16.79% | 11.27%+5.5pp | 133.59%-116.8pp | 35.65%-18.9pp |
| Employer contribution / active EE | $2,806 | $1,565+79.3% | $2,424+15.8% | $2,756+1.8% |
| Participant deferral / active EE | $5,094 | $4,036+26.2% | $4,416+15.4% | $4,299+18.5% |
| Admin fee / account holder | $424 | $6,959-93.9% | $8,291-94.9% | $6,940-93.9% |