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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,093 | $71,057-37.9% | $93,654-52.9% | $80,874-45.5% |
| Participation rate | 54.1% | 60.4%-6.4pp | 68.7%-14.7pp | 67.6%-13.6pp |
| Annual return | 16.79% | 11.26%+5.5pp | 133.34%-116.5pp | 35.62%-18.8pp |
| Employer contribution / active EE | $2,806 | $1,564+79.4% | $2,421+15.9% | $2,756+1.8% |
| Participant deferral / active EE | $5,094 | $4,034+26.3% | $4,413+15.4% | $4,297+18.5% |
| Admin fee / account holder | $424 | $6,944-93.9% | $8,282-94.9% | $6,935-93.9% |