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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,916 | $107,421-34.0% | $182,262-61.1% | $94,015-24.6% |
| Participation rate | 95.1% | 77.8%+17.3pp | 84.2%+10.9pp | 70.8%+24.3pp |
| Annual return | 22.62% | 21.32%+1.3pp | 140.60%-118.0pp | 17.84%+4.8pp |
| Employer contribution / active EE | $4,443 | $3,448+28.9% | $5,046-11.9% | $2,790+59.3% |
| Participant deferral / active EE | $13,106 | $6,558+99.8% | $8,276+58.3% | $4,249+208.4% |
| Admin fee / account holder | $4,822 | $8,692-44.5% | $16,712-71.1% | $8,951-46.1% |