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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,431 | $114,119+45.8% | $107,187+55.3% | $138,895+19.8% |
| Participation rate | 50.0% | 78.1%-28.1pp | 75.0%-25.0pp | 79.9%-29.9pp |
| Annual return | 17.97% | 273.21%-255.2pp | 204.55%-186.6pp | 145.39%-127.4pp |
| Employer contribution / active EE | $907 | $4,059-77.7% | $3,782-76.0% | $4,194-78.4% |
| Participant deferral / active EE | $7,156 | $5,538+29.2% | $5,096+40.4% | $6,396+11.9% |
| Admin fee / account holder | $2,399 | $10,024-76.1% | $9,162-73.8% | $12,562-80.9% |