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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $166,431 | $134,817+23.4% | $123,973+34.2% | $155,188+7.2% |
| Participation rate | 50.0% | 79.4%-29.4pp | 76.7%-26.7pp | 80.8%-30.8pp |
| Annual return | 17.97% | 515.49%-497.5pp | 388.13%-370.2pp | 148.84%-130.9pp |
| Employer contribution / active EE | $907 | $4,425-79.5% | $4,126-78.0% | $4,248-78.6% |
| Participant deferral / active EE | $7,156 | $5,706+25.4% | $5,247+36.4% | $6,531+9.6% |
| Admin fee / account holder | $2,399 | $13,245-81.9% | $11,799-79.7% | $14,480-83.4% |