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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,514 | $160,028-92.2% | $147,080-91.5% | $145,884-91.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.54% | 98.60%-86.1pp | 420.17%-407.6pp | 551.85%-539.3pp |
| Employer contribution / active EE | $3,128 | $5,286-40.8% | $4,933-36.6% | $4,662-32.9% |
| Participant deferral / active EE | $6,099 | $8,422-27.6% | $8,066-24.4% | $6,690-8.8% |
| Admin fee / account holder | $3,860 | $15,030-74.3% | $12,989-70.3% | $13,392-71.2% |