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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,659 | $166,131-69.5% | $164,975-69.3% | $145,877-65.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 16.33% | 100.37%-84.0pp | 70.12%-53.8pp | 551.28%-535.0pp |
| Employer contribution / active EE | $2,974 | $5,276-43.6% | $4,343-31.5% | $4,663-36.2% |
| Participant deferral / active EE | $16,708 | $6,962+140.0% | $6,033+176.9% | $6,691+149.7% |
| Admin fee / account holder | $1,197 | $16,648-92.8% | $12,688-90.6% | $13,402-91.1% |