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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,097 | $178,174-56.2% | $156,181-50.0% | $137,256-43.1% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.8%+21.2pp | 80.0%+20.0pp |
| Annual return | 19.01% | 84.19%-65.2pp | 64.87%-45.9pp | 220.34%-201.3pp |
| Employer contribution / active EE | $3,589 | $4,972-27.8% | $4,294-16.4% | $4,156-13.7% |
| Participant deferral / active EE | $12,490 | $6,888+81.3% | $6,132+103.7% | $6,407+95.0% |
| Admin fee / account holder | $6,506 | $17,404-62.6% | $14,586-55.4% | $12,270-47.0% |