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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,660 | $107,809-96.6% | $97,032-96.2% | $155,188-97.6% |
| Participation rate | 50.0% | 75.5%-25.5pp | 71.6%-21.6pp | 80.8%-30.8pp |
| Annual return | 20.18% | 38.06%-17.9pp | 35.38%-15.2pp | 148.84%-128.7pp |
| Employer contribution / active EE | $761 | $2,911-73.9% | $2,629-71.1% | $4,248-82.1% |
| Participant deferral / active EE | $1,015 | $5,129-80.2% | $4,672-78.3% | $6,531-84.5% |
| Admin fee / account holder | $38 | $10,717-99.6% | $9,418-99.6% | $14,480-99.7% |