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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,808 | $108,897-70.8% | $100,378-68.3% | $145,877-78.2% |
| Participation rate | 75.0% | 83.0%-8.0pp | 81.5%-6.5pp | 80.3%-5.3pp |
| Annual return | 19.35% | 58.17%-38.8pp | 49.41%-30.1pp | 551.28%-531.9pp |
| Employer contribution / active EE | $0 | $4,420-100.0% | $3,942-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $11,079 | $8,455+31.0% | $8,087+37.0% | $6,691+65.6% |
| Admin fee / account holder | $1,287 | $9,690-86.7% | $7,899-83.7% | $13,402-90.4% |