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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,422 | $132,099-53.5% | $115,599-46.9% | $138,895-55.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.3%+25.7pp | 79.9%+20.1pp |
| Annual return | 17.76% | 176.76%-159.0pp | 111.10%-93.3pp | 145.39%-127.6pp |
| Employer contribution / active EE | $2,159 | $3,416-36.8% | $2,955-27.0% | $4,194-48.5% |
| Participant deferral / active EE | $1,716 | $5,617-69.5% | $4,889-64.9% | $6,396-73.2% |
| Admin fee / account holder | $3,565 | $15,650-77.2% | $12,841-72.2% | $12,562-71.6% |