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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,849 | $125,184-54.6% | $105,607-46.2% | $145,884-61.0% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 13.73% | 225.00%-211.3pp | 116.11%-102.4pp | 551.85%-538.1pp |
| Employer contribution / active EE | $2,402 | $3,720-35.4% | $3,167-24.2% | $4,662-48.5% |
| Participant deferral / active EE | $2,009 | $5,714-64.8% | $5,011-59.9% | $6,690-70.0% |
| Admin fee / account holder | $1,440 | $17,133-91.6% | $10,958-86.9% | $13,392-89.2% |