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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,798 | $67,823-35.4% | $52,425-16.5% | $137,256-68.1% |
| Participation rate | 16.7% | 63.9%-47.2pp | 55.6%-39.0pp | 80.0%-63.3pp |
| Annual return | 2299.41% | 219.11%+2080.3pp | 302.12%+1997.3pp | 220.34%+2079.1pp |
| Employer contribution / active EE | $157 | $1,163-86.5% | $914-82.8% | $4,156-96.2% |
| Participant deferral / active EE | $312 | $2,288-86.4% | $1,790-82.6% | $6,407-95.1% |
| Admin fee / account holder | $271 | $2,844-90.5% | $2,495-89.1% | $12,270-97.8% |