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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,275 | $49,024-68.8% | $112,860-86.5% | $87,485-82.5% |
| Participation rate | 73.5% | 62.2%+11.4pp | 66.3%+7.2pp | 68.9%+4.6pp |
| Annual return | 24.64% | 43.86%-19.2pp | 35.26%-10.6pp | 26.06%-1.4pp |
| Employer contribution / active EE | $0 | $1,290-100.0% | $2,206-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,795 | $2,209+71.8% | $3,493+8.6% | $4,274-11.2% |
| Admin fee / account holder | $4,264 | $6,266-31.9% | $6,841-37.7% | $7,775-45.2% |