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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,330 | $160,028-47.9% | $147,080-43.3% | $145,884-42.9% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 13.32% | 98.60%-85.3pp | 420.17%-406.9pp | 551.85%-538.5pp |
| Employer contribution / active EE | $3,058 | $5,286-42.1% | $4,933-38.0% | $4,662-34.4% |
| Participant deferral / active EE | $5,755 | $8,422-31.7% | $8,066-28.6% | $6,690-14.0% |
| Admin fee / account holder | $343 | $15,030-97.7% | $12,989-97.4% | $13,392-97.4% |