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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,964 | $162,136-31.6% | $152,301-27.1% | $154,746-28.3% |
| Participation rate | 71.4% | 84.1%-12.7pp | 82.4%-11.0pp | 80.7%-9.3pp |
| Annual return | 20.38% | 91.02%-70.6pp | 80.50%-60.1pp | 172.34%-152.0pp |
| Employer contribution / active EE | $3,162 | $4,890-35.3% | $4,624-31.6% | $4,379-27.8% |
| Participant deferral / active EE | $5,968 | $8,341-28.4% | $8,004-25.4% | $6,730-11.3% |
| Admin fee / account holder | $401 | $15,759-97.5% | $14,398-97.2% | $14,365-97.2% |