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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,620 | $97,078-82.9% | $103,065-83.9% | $145,897-88.6% |
| Participation rate | 94.1% | 81.1%+13.0pp | 80.6%+13.6pp | 80.3%+13.8pp |
| Annual return | 14.72% | 25.49%-10.8pp | 23.95%-9.2pp | 552.29%-537.6pp |
| Employer contribution / active EE | $2,901 | $4,680-38.0% | $4,675-37.9% | $4,663-37.8% |
| Participant deferral / active EE | $6,854 | $6,601+3.8% | $6,625+3.5% | $6,689+2.5% |
| Admin fee / account holder | $1,585 | $12,505-87.3% | $9,349-83.0% | $13,390-88.2% |