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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,620 | $97,751-83.0% | $103,447-83.9% | $145,877-88.6% |
| Participation rate | 94.1% | 81.1%+13.0pp | 80.5%+13.6pp | 80.3%+13.8pp |
| Annual return | 14.72% | 25.43%-10.7pp | 23.92%-9.2pp | 551.28%-536.6pp |
| Employer contribution / active EE | $2,901 | $4,684-38.1% | $4,678-38.0% | $4,663-37.8% |
| Participant deferral / active EE | $6,854 | $6,603+3.8% | $6,624+3.5% | $6,691+2.4% |
| Admin fee / account holder | $1,585 | $12,515-87.3% | $9,415-83.2% | $13,402-88.2% |