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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,553 | $90,691-78.4% | $76,119-74.3% | $145,884-86.6% |
| Participation rate | 61.9% | 74.5%-12.6pp | 69.1%-7.2pp | 80.3%-18.4pp |
| Annual return | 11.29% | 624.52%-613.2pp | 361.25%-350.0pp | 551.85%-540.6pp |
| Employer contribution / active EE | $928 | $3,329-72.1% | $2,693-65.5% | $4,662-80.1% |
| Participant deferral / active EE | $1,765 | $5,167-65.8% | $4,259-58.6% | $6,690-73.6% |
| Admin fee / account holder | $2,435 | $8,383-70.9% | $6,421-62.1% | $13,392-81.8% |