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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,084 | $132,099-68.1% | $115,599-63.6% | $138,895-69.7% |
| Participation rate | 30.8% | 77.9%-47.1pp | 74.3%-43.5pp | 79.9%-49.1pp |
| Annual return | 30.73% | 176.76%-146.0pp | 111.10%-80.4pp | 145.39%-114.7pp |
| Employer contribution / active EE | $694 | $3,416-79.7% | $2,955-76.5% | $4,194-83.4% |
| Participant deferral / active EE | $5,115 | $5,617-8.9% | $4,889+4.6% | $6,396-20.0% |
| Admin fee / account holder | $265 | $15,650-98.3% | $12,841-97.9% | $12,562-97.9% |