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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,401 | $29,319-57.7% | $52,425-76.3% | $82,448-85.0% |
| Participation rate | 56.5% | 46.9%+9.7pp | 55.6%+0.9pp | 68.1%-11.5pp |
| Annual return | 22.88% | 535.20%-512.3pp | 302.12%-279.2pp | 41.64%-18.8pp |
| Employer contribution / active EE | $2,168 | $586+269.8% | $914+137.2% | $2,551-15.0% |
| Participant deferral / active EE | $652 | $1,171-44.3% | $1,790-63.6% | $4,139-84.3% |
| Admin fee / account holder | $270 | $1,962-86.2% | $2,495-89.2% | $7,234-96.3% |