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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,562 | $109,908-53.1% | $97,161-46.9% | $145,978-64.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 12.88% | 243.80%-230.9pp | 75.36%-62.5pp | 550.52%-537.6pp |
| Employer contribution / active EE | $33,814 | $3,077+998.8% | $2,723+1141.6% | $4,662+625.3% |
| Participant deferral / active EE | $782 | $4,679-83.3% | $4,265-81.7% | $6,690-88.3% |
| Admin fee / account holder | $313 | $6,213-95.0% | $5,647-94.5% | $13,400-97.7% |