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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,303 | $58,275-80.6% | $81,844-86.2% | $80,935-86.0% |
| Participation rate | 54.0% | 63.5%-9.5pp | 72.4%-18.4pp | 67.7%-13.7pp |
| Annual return | 19.37% | 41.82%-22.4pp | 778.87%-759.5pp | 35.66%-16.3pp |
| Employer contribution / active EE | $1,039 | $2,346-55.7% | $2,916-64.4% | $2,757-62.3% |
| Participant deferral / active EE | $1,849 | $3,285-43.7% | $4,323-57.2% | $4,299-57.0% |
| Admin fee / account holder | $162 | $4,749-96.6% | $7,355-97.8% | $6,924-97.7% |