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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,303 | $58,258-80.6% | $81,820-86.2% | $80,925-86.0% |
| Participation rate | 54.0% | 63.5%-9.5pp | 72.4%-18.4pp | 67.7%-13.7pp |
| Annual return | 19.37% | 41.76%-22.4pp | 777.93%-758.6pp | 35.65%-16.3pp |
| Employer contribution / active EE | $1,039 | $2,345-55.7% | $2,915-64.3% | $2,756-62.3% |
| Participant deferral / active EE | $1,849 | $3,284-43.7% | $4,323-57.2% | $4,299-57.0% |
| Admin fee / account holder | $162 | $4,976-96.7% | $7,391-97.8% | $6,940-97.7% |