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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,640 | $106,864-75.1% | $147,318-81.9% | $82,637-67.8% |
| Participation rate | 90.0% | 75.5%+14.5pp | 82.1%+7.9pp | 68.1%+21.9pp |
| Annual return | 24.43% | 27.49%-3.1pp | 70.43%-46.0pp | 53.51%-29.1pp |
| Employer contribution / active EE | $9,088 | $3,417+166.0% | $4,593+97.9% | $2,552+256.1% |
| Participant deferral / active EE | $78 | $6,496-98.8% | $7,906-99.0% | $4,126-98.1% |
| Admin fee / account holder | $975 | $8,415-88.4% | $13,708-92.9% | $7,339-86.7% |