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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,016 | $76,522-38.6% | $56,033-16.1% | $145,884-67.8% |
| Participation rate | 20.0% | 63.2%-43.2pp | 52.5%-32.5pp | 80.3%-60.3pp |
| Annual return | 7.35% | 3014.28%-3006.9pp | 1711.38%-1704.0pp | 551.85%-544.5pp |
| Employer contribution / active EE | $0 | $1,382-100.0% | $1,041-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $4,600 | $2,624+75.3% | $1,954+135.4% | $6,690-31.2% |
| Admin fee / account holder | $1,425 | $3,328-57.2% | $2,827-49.6% | $13,392-89.4% |