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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,038 | $81,358-86.4% | $155,556-92.9% | $80,959-86.4% |
| Participation rate | 39.6% | 66.3%-26.7pp | 78.2%-38.6pp | 67.7%-28.1pp |
| Annual return | 11.59% | 33.39%-21.8pp | 64.84%-53.2pp | 35.67%-24.1pp |
| Employer contribution / active EE | $638 | $3,106-79.5% | $4,675-86.4% | $2,757-76.9% |
| Participant deferral / active EE | $1,325 | $3,455-61.7% | $5,631-76.5% | $4,300-69.2% |
| Admin fee / account holder | $264 | $7,994-96.7% | $15,885-98.3% | $6,925-96.2% |