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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,829 | $177,353-96.1% | $158,226-95.7% | $198,609-96.6% |
| Participation rate | 84.6% | 77.0%+7.6pp | 74.8%+9.8pp | 82.4%+2.2pp |
| Annual return | 19.76% | 599.50%-579.7pp | 501.41%-481.7pp | 202.70%-182.9pp |
| Employer contribution / active EE | $976 | $3,239-69.9% | $2,986-67.3% | $5,055-80.7% |
| Participant deferral / active EE | $577 | $4,615-87.5% | $4,317-86.6% | $6,977-91.7% |
| Admin fee / account holder | $598 | $10,960-94.5% | $10,217-94.1% | $19,030-96.9% |