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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,972 | $196,972-90.4% | $182,262-89.6% | $198,609-90.4% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 20.72% | 158.27%-137.6pp | 140.60%-119.9pp | 202.70%-182.0pp |
| Employer contribution / active EE | $3,392 | $5,364-36.8% | $5,046-32.8% | $5,055-32.9% |
| Participant deferral / active EE | $4,305 | $8,643-50.2% | $8,276-48.0% | $6,977-38.3% |
| Admin fee / account holder | $3,814 | $18,429-79.3% | $16,712-77.2% | $19,030-80.0% |