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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,693 | $174,379-97.3% | $152,093-96.9% | $138,895-96.6% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 18.70% | 74.86%-56.2pp | 66.36%-47.7pp | 145.39%-126.7pp |
| Employer contribution / active EE | $2,866 | $4,652-38.4% | $4,175-31.3% | $4,194-31.7% |
| Participant deferral / active EE | $2,862 | $6,159-53.5% | $5,451-47.5% | $6,396-55.3% |
| Admin fee / account holder | $1,733 | $16,880-89.7% | $14,497-88.0% | $12,562-86.2% |