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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,840 | $57,590-51.7% | $86,233-67.7% | $82,448-66.2% |
| Participation rate | 93.3% | 57.9%+35.5pp | 69.0%+24.3pp | 68.1%+25.3pp |
| Annual return | 14.66% | 22.41%-7.8pp | 61.39%-46.7pp | 41.64%-27.0pp |
| Employer contribution / active EE | $12 | $1,655-99.3% | $2,504-99.5% | $2,551-99.5% |
| Participant deferral / active EE | $6,136 | $3,080+99.2% | $4,559+34.6% | $4,139+48.2% |
| Admin fee / account holder | $951 | $4,730-79.9% | $8,342-88.6% | $7,234-86.9% |