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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,309 | $29,667+2.2% | $56,441-46.3% | $80,874-62.5% |
| Participation rate | 9.3% | 41.7%-32.4pp | 52.5%-43.2pp | 67.6%-58.3pp |
| Annual return | 14.06% | 35.22%-21.2pp | 1704.21%-1690.2pp | 35.62%-21.6pp |
| Employer contribution / active EE | $181 | $669-73.0% | $1,039-82.6% | $2,756-93.4% |
| Participant deferral / active EE | $662 | $1,227-46.1% | $1,953-66.1% | $4,297-84.6% |
| Admin fee / account holder | $618 | $2,429-74.6% | $2,829-78.2% | $6,935-91.1% |