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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,119 | $169,161-46.1% | $129,295-29.5% | $145,959-37.6% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 15.05% | 14348.07%-14333.0pp | 9429.28%-9414.2pp | 561.95%-546.9pp |
| Employer contribution / active EE | $0 | $5,543-100.0% | $4,157-100.0% | $4,661-100.0% |
| Participant deferral / active EE | $14,900 | $4,989+198.6% | $4,169+257.4% | $6,689+122.8% |
| Admin fee / account holder | $377 | $9,878-96.2% | $7,665-95.1% | $13,398-97.2% |