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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,976 | $88,710+67.9% | $81,783+82.2% | $145,959+2.1% |
| Participation rate | 57.1% | 75.0%-17.9pp | 72.4%-15.2pp | 80.3%-23.1pp |
| Annual return | 9.64% | 1027.26%-1017.6pp | 775.05%-765.4pp | 561.95%-552.3pp |
| Employer contribution / active EE | $704 | $3,083-77.2% | $2,913-75.8% | $4,661-84.9% |
| Participant deferral / active EE | $5,123 | $4,645+10.3% | $4,320+18.6% | $6,689-23.4% |
| Admin fee / account holder | $0 | $8,407-100.0% | $7,380-100.0% | $13,398-100.0% |