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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,087 | $87,060-49.4% | $105,591-58.2% | $80,911-45.5% |
| Participation rate | 84.6% | 70.4%+14.2pp | 75.3%+9.3pp | 67.6%+17.0pp |
| Annual return | 21.34% | 17.05%+4.3pp | 116.43%-95.1pp | 35.63%-14.3pp |
| Employer contribution / active EE | $5,505 | $2,396+129.8% | $3,166+73.9% | $2,756+99.8% |
| Participant deferral / active EE | $16,306 | $3,986+309.1% | $5,008+225.6% | $4,297+279.5% |
| Admin fee / account holder | $23,049 | $8,442+173.0% | $11,024+109.1% | $6,935+232.4% |