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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,989 | $29,319+101.2% | $52,425+12.5% | $82,448-28.5% |
| Participation rate | 9.7% | 46.9%-37.2pp | 55.6%-45.9pp | 68.1%-58.4pp |
| Annual return | 17.62% | 535.20%-517.6pp | 302.12%-284.5pp | 41.64%-24.0pp |
| Employer contribution / active EE | $134 | $586-77.2% | $914-85.4% | $2,551-94.8% |
| Participant deferral / active EE | $933 | $1,171-20.3% | $1,790-47.9% | $4,139-77.5% |
| Admin fee / account holder | $125 | $1,962-93.6% | $2,495-95.0% | $7,234-98.3% |