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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,375 | $57,140-41.6% | $85,240-60.8% | $80,959-58.8% |
| Participation rate | 41.3% | 56.4%-15.1pp | 67.5%-26.3pp | 67.7%-26.4pp |
| Annual return | 16.10% | 21.71%-5.6pp | 66.75%-50.7pp | 35.67%-19.6pp |
| Employer contribution / active EE | $924 | $1,802-48.7% | $2,735-66.2% | $2,757-66.5% |
| Participant deferral / active EE | $2,298 | $3,115-26.2% | $4,527-49.2% | $4,300-46.6% |
| Admin fee / account holder | $753 | $4,992-84.9% | $6,165-87.8% | $6,925-89.1% |