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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,498 | $183,539-83.9% | $155,556-81.0% | $145,897-79.8% |
| Participation rate | 64.7% | 82.7%-18.0pp | 78.2%-13.5pp | 80.3%-15.6pp |
| Annual return | 13.26% | 61.31%-48.0pp | 64.84%-51.6pp | 552.29%-539.0pp |
| Employer contribution / active EE | $2,094 | $5,315-60.6% | $4,675-55.2% | $4,663-55.1% |
| Participant deferral / active EE | $3,368 | $6,467-47.9% | $5,631-40.2% | $6,689-49.7% |
| Admin fee / account holder | $25 | $19,275-99.9% | $15,885-99.8% | $13,390-99.8% |