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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,962 | $99,875-87.0% | $146,866-91.2% | $86,983-85.1% |
| Participation rate | 92.9% | 75.8%+17.1pp | 82.5%+10.3pp | 69.5%+23.3pp |
| Annual return | 24.34% | 28.10%-3.8pp | 102.85%-78.5pp | 25.83%-1.5pp |
| Employer contribution / active EE | $2,292 | $3,224-28.9% | $4,425-48.2% | $2,584-11.3% |
| Participant deferral / active EE | $5,058 | $6,322-20.0% | $7,759-34.8% | $4,194+20.6% |
| Admin fee / account holder | $733 | $7,838-90.7% | $13,620-94.6% | $7,856-90.7% |