Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,118 | $138,386-92.0% | $184,260-94.0% | $80,935-86.3% |
| Participation rate | 21.2% | 83.9%-62.7pp | 86.8%-65.7pp | 67.7%-46.5pp |
| Annual return | 4.46% | 20.02%-15.6pp | 28.84%-24.4pp | 35.66%-31.2pp |
| Employer contribution / active EE | $0 | $4,851-100.0% | $6,427-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,495 | $7,076-78.9% | $9,133-83.6% | $4,299-65.2% |
| Admin fee / account holder | $2,684 | $10,489-74.4% | $13,898-80.7% | $6,924-61.2% |