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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,617 | $48,284-46.9% | $67,524-62.1% | $80,911-68.3% |
| Participation rate | 100.0% | 66.4%+33.6pp | 72.9%+27.1pp | 67.6%+32.4pp |
| Annual return | 9.92% | 18.27%-8.4pp | 3519.41%-3509.5pp | 35.63%-25.7pp |
| Employer contribution / active EE | $4,190 | $2,021+107.3% | $2,734+53.3% | $2,756+52.0% |
| Participant deferral / active EE | $1,954 | $2,927-33.2% | $4,001-51.2% | $4,297-54.5% |
| Admin fee / account holder | $1,294 | $3,688-64.9% | $4,001-67.7% | $6,935-81.3% |