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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,617 | $48,327-47.0% | $67,575-62.1% | $80,935-68.3% |
| Participation rate | 100.0% | 66.4%+33.6pp | 72.9%+27.1pp | 67.7%+32.3pp |
| Annual return | 9.92% | 18.31%-8.4pp | 3528.98%-3519.1pp | 35.66%-25.7pp |
| Employer contribution / active EE | $4,190 | $2,022+107.2% | $2,736+53.2% | $2,757+52.0% |
| Participant deferral / active EE | $1,954 | $2,927-33.2% | $4,003-51.2% | $4,299-54.5% |
| Admin fee / account holder | $1,294 | $3,692-65.0% | $3,993-67.6% | $6,924-81.3% |