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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $847 | $29,319-97.1% | $52,425-98.4% | $82,448-99.0% |
| Participation rate | 55.9% | 46.9%+9.0pp | 55.6%+0.3pp | 68.1%-12.2pp |
| Annual return | 21.71% | 535.20%-513.5pp | 302.12%-280.4pp | 41.64%-19.9pp |
| Employer contribution / active EE | $118 | $586-79.8% | $914-87.0% | $2,551-95.4% |
| Participant deferral / active EE | $404 | $1,171-65.5% | $1,790-77.4% | $4,139-90.2% |
| Admin fee / account holder | $181 | $1,962-90.8% | $2,495-92.7% | $7,234-97.5% |