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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,619 | $81,446-39.1% | $103,374-52.0% | $80,874-38.6% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.6%+32.4pp |
| Annual return | 18.08% | 25.57%-7.5pp | 24.89%-6.8pp | 35.62%-17.5pp |
| Employer contribution / active EE | $2,919 | $3,107-6.1% | $3,869-24.6% | $2,756+5.9% |
| Participant deferral / active EE | $5,442 | $3,870+40.6% | $5,058+7.6% | $4,297+26.6% |
| Admin fee / account holder | $6,042 | $6,715-10.0% | $8,394-28.0% | $6,935-12.9% |