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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,845 | $41,016-58.9% | $152,093-88.9% | $64,097-73.7% |
| Participation rate | 46.8% | 51.3%-4.6pp | 77.8%-31.0pp | 55.2%-8.4pp |
| Annual return | 16.59% | 39.60%-23.0pp | 66.36%-49.8pp | 34.64%-18.1pp |
| Employer contribution / active EE | $589 | $1,342-56.1% | $4,175-85.9% | $1,891-68.9% |
| Participant deferral / active EE | $1,695 | $1,927-12.1% | $5,451-68.9% | $3,080-45.0% |
| Admin fee / account holder | $1,155 | $2,305-49.9% | $14,497-92.0% | $3,454-66.6% |