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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,845 | $43,749-61.5% | $158,223-89.4% | $65,306-74.2% |
| Participation rate | 46.8% | 56.9%-10.1pp | 79.2%-32.4pp | 57.7%-10.9pp |
| Annual return | 16.59% | 19.41%-2.8pp | 52.09%-35.5pp | 21.94%-5.3pp |
| Employer contribution / active EE | $589 | $1,497-60.7% | $4,109-85.7% | $1,967-70.1% |
| Participant deferral / active EE | $1,695 | $2,019-16.1% | $5,467-69.0% | $2,959-42.7% |
| Admin fee / account holder | $1,155 | $1,930-40.2% | $16,047-92.8% | $3,480-66.8% |