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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,816 | $55,902-77.1% | $76,030-83.1% | $80,959-84.2% |
| Participation rate | 42.1% | 62.1%-20.0pp | 69.1%-27.0pp | 67.7%-25.6pp |
| Annual return | 11.74% | 20.59%-8.8pp | 361.54%-349.8pp | 35.67%-23.9pp |
| Employer contribution / active EE | $749 | $1,867-59.9% | $2,688-72.1% | $2,757-72.8% |
| Participant deferral / active EE | $1,290 | $3,051-57.7% | $4,257-69.7% | $4,300-70.0% |
| Admin fee / account holder | $556 | $5,239-89.4% | $6,421-91.3% | $6,925-92.0% |