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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,568 | $172,111-62.5% | $150,298-57.0% | $137,256-53.0% |
| Participation rate | 85.7% | 81.7%+4.0pp | 77.8%+8.0pp | 80.0%+5.8pp |
| Annual return | 16.72% | 69.37%-52.6pp | 62.79%-46.1pp | 220.34%-203.6pp |
| Employer contribution / active EE | $1,610 | $4,636-65.3% | $4,154-61.2% | $4,156-61.3% |
| Participant deferral / active EE | $2,905 | $6,166-52.9% | $5,453-46.7% | $6,407-54.7% |
| Admin fee / account holder | $954 | $16,471-94.2% | $14,116-93.2% | $12,270-92.2% |