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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,578 | $315,200+11.2% | $238,191+47.2% | $155,188+125.9% |
| Participation rate | 100.0% | 82.6%+17.4pp | 77.1%+22.9pp | 80.8%+19.2pp |
| Annual return | 18.02% | 10.25%+7.8pp | 13.02%+5.0pp | 148.84%-130.8pp |
| Employer contribution / active EE | $13,382 | $6,383+109.7% | $5,082+163.3% | $4,248+215.0% |
| Participant deferral / active EE | $7,094 | $8,044-11.8% | $6,726+5.5% | $6,531+8.6% |
| Admin fee / account holder | $1,418 | $48,031-97.0% | $34,582-95.9% | $14,480-90.2% |