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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,048 | $111,535-40.8% | $105,223-37.2% | $137,256-51.9% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 12.28% | 237.85%-225.6pp | 180.65%-168.4pp | 220.34%-208.1pp |
| Employer contribution / active EE | $1,651 | $3,939-58.1% | $3,689-55.2% | $4,156-60.3% |
| Participant deferral / active EE | $2,370 | $5,500-56.9% | $5,072-53.3% | $6,407-63.0% |
| Admin fee / account holder | $777 | $9,721-92.0% | $8,859-91.2% | $12,270-93.7% |