Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,900 | $86,940-73.7% | $102,434-77.6% | $80,935-71.7% |
| Participation rate | 55.2% | 72.4%-17.2pp | 76.5%-21.3pp | 67.7%-12.5pp |
| Annual return | 14.65% | 18.89%-4.2pp | 29.46%-14.8pp | 35.66%-21.0pp |
| Employer contribution / active EE | $1,340 | $2,370-43.4% | $3,023-55.7% | $2,757-51.4% |
| Participant deferral / active EE | $2,476 | $4,121-39.9% | $5,055-51.0% | $4,299-42.4% |
| Admin fee / account holder | $2,781 | $8,047-65.4% | $9,462-70.6% | $6,924-59.8% |