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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,948 | $112,729+17.9% | $98,716+34.7% | $137,256-3.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 13.33% | 38.48%-25.2pp | 31.81%-18.5pp | 220.34%-207.0pp |
| Employer contribution / active EE | $8,414 | $2,725+208.7% | $2,279+269.3% | $4,156+102.4% |
| Participant deferral / active EE | $2,191 | $4,640-52.8% | $4,048-45.9% | $6,407-65.8% |
| Admin fee / account holder | $978 | $10,129-90.3% | $8,703-88.8% | $12,270-92.0% |