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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,463 | $81,504-39.3% | $102,437-51.7% | $80,959-38.9% |
| Participation rate | 72.8% | 66.9%+6.0pp | 74.5%-1.7pp | 67.7%+5.2pp |
| Annual return | 9.10% | 25.60%-16.5pp | 24.95%-15.8pp | 35.67%-26.6pp |
| Employer contribution / active EE | $1,011 | $3,104-67.4% | $3,871-73.9% | $2,757-63.3% |
| Participant deferral / active EE | $2,645 | $3,871-31.7% | $5,060-47.7% | $4,300-38.5% |
| Admin fee / account holder | $1,513 | $6,719-77.5% | $8,388-82.0% | $6,925-78.2% |