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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,722 | $78,690-16.5% | $161,489-59.3% | $87,485-24.9% |
| Participation rate | 75.8% | 67.5%+8.3pp | 78.7%-2.9pp | 68.9%+6.9pp |
| Annual return | 15.46% | 32.74%-17.3pp | 89.72%-74.3pp | 26.06%-10.6pp |
| Employer contribution / active EE | $2,521 | $2,588-2.6% | $4,268-40.9% | $2,596-2.9% |
| Participant deferral / active EE | $5,300 | $3,311+60.1% | $5,630-5.9% | $4,274+24.0% |
| Admin fee / account holder | $14,255 | $6,724+112.0% | $16,006-10.9% | $7,775+83.4% |