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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,303 | $102,385-44.0% | $147,080-61.0% | $80,935-29.2% |
| Participation rate | 55.8% | 75.9%-20.1pp | 82.2%-26.4pp | 67.7%-11.9pp |
| Annual return | 19.38% | 135.09%-115.7pp | 420.17%-400.8pp | 35.66%-16.3pp |
| Employer contribution / active EE | $4,375 | $3,717+17.7% | $4,933-11.3% | $2,757+58.7% |
| Participant deferral / active EE | $5,701 | $6,651-14.3% | $8,066-29.3% | $4,299+32.6% |
| Admin fee / account holder | $7,978 | $7,951+0.3% | $12,989-38.6% | $6,924+15.2% |