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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,303 | $102,393-44.0% | $147,041-61.0% | $80,911-29.2% |
| Participation rate | 55.8% | 75.9%-20.1pp | 82.2%-26.4pp | 67.6%-11.9pp |
| Annual return | 19.38% | 134.95%-115.6pp | 419.21%-399.8pp | 35.63%-16.3pp |
| Employer contribution / active EE | $4,375 | $3,715+17.8% | $4,935-11.3% | $2,756+58.8% |
| Participant deferral / active EE | $5,701 | $6,647-14.2% | $8,071-29.4% | $4,297+32.7% |
| Admin fee / account holder | $7,978 | $7,943+0.4% | $13,006-38.7% | $6,935+15.0% |