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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,666 | $71,230-20.4% | $93,727-39.5% | $80,959-30.0% |
| Participation rate | 47.7% | 60.4%-12.7pp | 68.7%-21.0pp | 67.7%-19.9pp |
| Annual return | 12.81% | 11.26%+1.6pp | 133.83%-121.0pp | 35.67%-22.9pp |
| Employer contribution / active EE | $806 | $1,565-48.5% | $2,421-66.7% | $2,757-70.8% |
| Participant deferral / active EE | $1,923 | $4,037-52.4% | $4,417-56.5% | $4,300-55.3% |
| Admin fee / account holder | $4,895 | $6,961-29.7% | $8,292-41.0% | $6,925-29.3% |